How much does Cerebral cost?

Cerebral's pricing is more complicated than most online therapy platforms because it offers multiple services (therapy, medication, or both) with different billing structures. Some are monthly, some are per session, some are quarterly. Here's a clear breakdown of what you'll actually pay.

Cerebral plans and pricing (without insurance)

Medication management only: $60/month

Billed as $180 every three months. This includes an initial psychiatric evaluation, ongoing medication management, unlimited messaging with your prescribing provider, and medication delivery. Most prescribed medications cost about $10 per month through Cerebral's pharmacy. This is one of the most affordable paths to a prescribing provider in online therapy.

Therapy only: $175 per session

Each live therapy session costs $175 and includes unlimited messaging with your therapist between sessions. Additional sessions are $135 to $175 each. If you want weekly sessions, you can pay $795 for three months (roughly $265/month), which is a meaningful discount over paying per session. This is more expensive than platforms like BetterHelp($60 to $90/week) for therapy alone.

Medication plus therapy: $365/month

This combines weekly therapy sessions with medication management on one platform. Your therapist and prescribing provider share visibility into your treatment plan, which is the main advantage over using separate services. At $365 per month, this is Cerebral's most expensive plan but also its most comprehensive.

Couples therapy: $325/month

Weekly couples therapy sessions. If you're considering couples therapy, ReGain ($60 to $90/week) is a dedicated alternative worth comparing.

Cerebral with insurance

Cerebral accepts several major insurance plans including Aetna, Blue Cross Blue Shield, Cigna, Optum, and UnitedHealthcare. With insurance, the average copay is about $30 per session. That makes Cerebral significantly more affordable if your plan is accepted.

You can check your insurance eligibility during sign-up before committing. If Cerebral doesn't accept your plan,Talkspace accepts a broader range of insurers and is worth checking as an alternative.

How Cerebral compares on price

For medication management alone, Cerebral is one of the cheapest options at $60 per month. Brightside Health is comparable. For therapy alone, Cerebral is more expensive than most competitors: BetterHelp runs $60 to $90 per week, Calmerry starts around $50 per week, and Online-Therapy.com starts at $40 per week with a first-month discount.

Where Cerebral stands out is the combination of therapy and medication on one platform with coordinated care. If you need both, the $365/month combined plan can actually be cheaper than paying for therapy on one platform and psychiatry on another.

What Cerebral doesn't prescribe

Cerebral does not prescribe controlled substances, including stimulants (Adderall, Ritalin), benzodiazepines (Xanax, Klonopin), or sleep medications (Ambien). This was a policy change after regulatory scrutiny in 2022. If you need these medications, you'll need an in-person provider. Cerebral can prescribe SSRIs, SNRIs, and other non-controlled medications commonly used for anxiety, depression, and insomnia.

Is Cerebral worth the cost?

It depends on what you need. For medication management at $60 per month, Cerebral is excellent value. For therapy alone, you can find better prices elsewhere. For the combination of both with coordinated care, Cerebral's pricing is competitive and the convenience of having one integrated treatment plan is a genuine advantage, especially for moderate to severe anxiety or depression where medication and therapy work best together.

If you have insurance that Cerebral accepts, it becomes an even easier recommendation. A $30 copay per session is hard to beat.